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 > Consumer advice  > Buying a car  > Used car  > Buying from a private seller

Buying from a private seller

In the case of a private vehicle sale, where you buy a used car from someone who is not a dealer, you are not protected by the Second-hand Vehicle Dealers Act and statutory warranty will not apply. Basically, once you have driven away in the vehicle, you are on your own.

If you choose to buy privately, ensure that you ask plenty of questions and obtain written proof of the vehicle's history (including servicing) to be sure that it is a genuine ‘private' sale. Be wary of vehicles being sold by a third party who may not be the owner. Also be wary of cars with modifications as there may be insurance and legal implications.

At the time of purchase, make sure that both you and the seller complete and sign the Application for Transfer of Registration and the Disposal Notice, which can be found on the reverse side of the current Certificate of Registration for the vehicle. As the purchaser, it is your responsibility to lodge the Application for Transfer with the Department of Transport, Energy and Infrastructure within 14 days from the date of purchase. Failure to do so may result in an additional fee. It is the seller's responsibility to lodge the Disposal Notice.

Personal Property Securities Register
When you're buying a car privately, it's important to determine if the vehicle has any outstanding payments owed to a finance company, or any other encumbrances that you should be aware of before buying. You can check the status of the vehicle by calling the Personal Property Securities Register on 1300 007 777, online at www.ppsr.gov.au. You must provide the vehicle's VIN (Vehicle Identification Number) or chassis number in order to do this.

If you buy a vehicle without first checking the register, you run the risk of a bank or credit provider repossessing the vehicle or chasing you for any unpaid money.

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